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Guides & Information: Guide to mortgages Guide to secured loans Refused credit? Guide to mortgage insurance Helping you find the best mortgage First time buyers Moving home Switching your mortgage Buying to let Why would I want Critical Illness Cover? Why would I want Mortgage Protection Insurance? Why would I want Income Protection Insurance? ![]() ![]() ![]() ![]() |
Switching your MortgageI can't be bothered with the paperwork!If you have a mortgage without a redemption penalty it is very likely you could be saving money - a lot of mortgage companies offer re-mortgage packages without fees - a 1% saving on a £80000 mortgage would save £800 per year in interest! How long do you work for to earn that? Remember for a re-mortgage it can be as simple as filling in one form - we'll take care of the rest of the process with you. Reviewing your MortgageOnce you complete a mortgage deal with us we will track your mortgage regularly and review it against market products. We'll let you know if we feel we can save you further money in the future. I need to raise capitalMost mortgage companies will allow you to raise capital against the equity in your home, for most purposes. Debt consolidation can provide large short term savings at attractive rates but be aware of the long term costs. Adding/Removing a partner to a loanIt is becoming more a more common request to add or remove a name from a mortgage. Remember adding a name to a mortgage requires a lender's permission and may result in different terms being offered- always seek suitable advice with regard to possible stamp duty and tax implications. We work for youWe don't work for anyone other than our clients - your satisfaction is in our interests. That's why we are happy to liaise with solicitors and estate agents to keep you regularly updated with your house purchase and to lend you our experience and support when problems occur. Our advisers are here to helpEach adviser is experienced enough to assist you with your purchase and has access to the whole of the mortgage market. With over 7000 mortgage schemes available in the UK would you like some help? |
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